9 smart money moves successful people make before 40, according to experts

I’ve learned from studying mindfulness and personal growth, it’s that small, intentional actions can lead to big results over time. That’s especially true when it comes to finances. The most successful people don’t wait until it’s too late to get their money in order. They make smart moves early on—before 40—to set themselves up for long-term security and freedom.

6 common daily habits that can weaken memory

Our brain is like a muscle—the more we use it the right way, the stronger it gets. But just like bad lifestyle habits can harm our bodies, certain daily habits can slowly weaken our memory and thinking skills. Many of us do these things every day without realising the damage they cause to our brainpower. If someone finds themselves forgetting things, struggling to concentrate, or feeling mentally exhausted, their habits could be to blame.

People who are highly observant but rarely speak up usually share these 9 unique habits

They gather information, read body language, follow up with the right questions, and often see things long before the rest of us do. If you recognize yourself in these habits, keep doing what you’re doing. And if you don’t, there’s always an opportunity to pick up on a few of these methods—especially if you want to be more intentional, perceptive, and strategic in your day-to-day interactions.